We review tow truck and wrecker insurance for premium savings, coverage gaps, and competitive markets — before your renewal locks you into another year at the wrong rate.
For light, medium, and heavy-duty towing, flatbed and rollback, recovery, repossession, roadside, and motor-club operators.
Built for tow and recovery operators nationwide, from a single truck to a full fleet.
Get My Free Review →Submit the basics below. A towing insurance specialist follows up — no obligation to switch.
Cost To Compare Your Rate
Every Duty Class
Trucks Per Operation
States Across The Lower 48
Towing is a high-hazard class most carriers misprice — and the coverages that protect you (on-hook, garagekeepers, filings) are easy to get wrong. We review the whole program for savings and gaps.
Required bodily injury and property damage coverage while you're operating commercially.
Protects your own wreckers and rollbacks from collision, theft, fire, and rollover losses.
Coverage for the customer vehicles you're hauling — damage while hooked, loaded, or in tow.
Protection for vehicles stored on your lot or impound yard while in your care and custody.
Premises and operations exposure at your shop, lot, and on calls — beyond the truck itself.
MCS-90, state, and DOT filing needs handled so renewals don't stall your authority or contracts.
A light-duty wrecker, a heavy recovery rig, a repo fleet, and a motor-club contractor all get underwritten differently. We point you toward the markets that fit.
You send the basics. We do the legwork and point you toward the right coverage and pricing.
Enter your contact info, operation type, number of trucks, DOT number, state, and renewal date.
A towing specialist reviews your trucks, radius, duty class, contracts, filings, and timing against specialty markets.
You get matched with available markets and quote options — so you can see if you're overpaying.
On-hook coverage protects the customer's vehicle while you're towing it — damage that happens while the vehicle is hooked, loaded, or in transit. It's separate from your own truck's physical damage and a common gap.
Garagekeepers covers vehicles in your care, custody, and control while stored on your lot or impound yard — for example, damage, theft, or fire to a customer's car parked at your facility.
Many tow operations need MCS-90 or state filings to keep their authority and motor-club or police-rotation contracts, and workers' comp is required in nearly every state once you have employees. We review what applies to you.
Duty class, number and value of trucks, radius, driver records, claims history, contracts (police rotation, motor club), and your filings all affect price — and carriers weigh them differently, which is why comparing matters.
See if you're overpaying before your renewal locks you into another year. One quick request and a specialist follows up with competitive options.
Get My Free Review →