On-hook covers the customer vehicles you tow — a common gap. We review your limits and program for savings and missing coverage before renewal.
For light, medium, and heavy towing, flatbed and rollback, recovery, and roadside operators.
Built for tow and recovery operators nationwide, from a single truck to a full fleet.
Get My Free Review →Submit the basics below. A towing insurance specialist follows up — no obligation to switch.
Cost To Compare Your Rate
Every Duty Class
Trucks Per Operation
States Across The Lower 48
Towing is a high-hazard class most carriers misprice — and the coverages that protect you (on-hook, garagekeepers, filings) are easy to get wrong. We review the whole program for savings and gaps.
Required bodily injury and property damage coverage while you're operating commercially.
Protects your own wreckers and rollbacks from collision, theft, fire, and rollover losses.
Coverage for the customer vehicles you're hauling — damage while hooked, loaded, or in tow.
Protection for vehicles stored on your lot or impound yard while in your care and custody.
Premises and operations exposure at your shop, lot, and on calls — beyond the truck itself.
MCS-90, state, and DOT filing needs handled so renewals don't stall your authority or contracts.
A light-duty wrecker, a heavy recovery rig, a repo fleet, and a motor-club contractor all get underwritten differently. We point you toward the markets that fit.
You send the basics. We do the legwork and point you toward the right coverage and pricing.
Enter your contact info, operation type, number of trucks, DOT number, state, and renewal date.
A towing specialist reviews your trucks, radius, duty class, contracts, filings, and timing against specialty markets.
You get matched with available markets and quote options — so you can see if you're overpaying.
On-hook (in-tow) coverage pays for damage to the customer's vehicle while it's hooked, loaded, or in transit on your truck — separate from your own truck's physical damage.
Enough to cover the value of the most expensive vehicle you typically tow. We help you set on-hook limits that match what you actually haul.
No. On-hook covers vehicles while in tow; garagekeepers covers vehicles stored in your care at your lot or impound yard. Many operators need both.
Operators often carry low default on-hook limits that don't reflect the vehicles they tow. A review right-sizes the limit so a single bad tow doesn't exceed your coverage.
See if your on-hook limits match what you haul before your renewal. One quick request and a specialist follows up.
Get My Free Review →